Smart Money People Logo

United Trust Bank: Personal Savings reviews

4.90
Based on 1,312 reviews, last reviewed 4th Mar 2026
30100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I'm looking for a six month bond. I'm looking for a six month bond. My bond is coming up to maturity ina a couple of weeks. Reviewed on: 4th March 2026
Maureen Watts's avatar
Maureen Watts

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

United Trust Bank Personal Savings reviews (1312)

Review of the United Trust Bank, Personal Savings:

Good company

5
Good company to do business with, good products and excellent interest rates. Reviewed on: 17th April 2025

Always a good savings interest rate.

5
Always a good savings interest rate. Good communication Reviewed on: 15th April 2025

Recommended

5
Recommended by moneysavingexpert.com, and definitely good Reviewed on: 15th April 2025

Outstanding Service

5
I have invested with United Trust Bank on and off over a number of years. They not only provide competitive accounts, but I find the service provided is straightforward, uncomplicated and easy to use. On the rare occasion I have to speak to someone in person, I find there face to face contact professional, polite and exemplary in every regard. I would have no hesitation in recommending United Trust Bank to anyone looking for Banking Services. Reviewed on: 15th April 2025

Savings ISAs

5
I have a few savings accounts with UTB and from the first dealings to the present I have had nothing but great sevice and help. i have recommended this bank to my family. Reviewed on: 15th April 2025

Rates always competitive,great customer service,exce...

4
Rates always competitive,great customer service,excellent app.UTB very businesslike,no frills Reviewed on: 15th April 2025

Everything online and straightforward.

4
Everything online and straightforward. Good rates and easy to use. Reviewed on: 15th April 2025

Needed a cash isa and these had the best deal I coul...

5
Needed a cash isa and these had the best deal I could find. Sorted out online effortlessly Reviewed on: 15th April 2025

Reliable and excellent saving rates

5
Reliable and the rates are very competitive year after year otherwise I wouldn’t have stayed with them Reviewed on: 15th April 2025

Good products plus good rate of interest.

5
Good products, good rate of interest and very good customer service Reviewed on: 15th April 2025

Best interest rate and easy to deal with

5
Best interest rate and easy to deal with Reviewed on: 15th April 2025