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United Trust Bank: Personal Savings reviews

4.90
Based on 1,312 reviews, last reviewed 4th Mar 2026
30100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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92%
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8%
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2 star
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Latest highest rating:

5

I'm looking for a six month bond. I'm looking for a six month bond. My bond is coming up to maturity ina a couple of weeks. Reviewed on: 4th March 2026
Maureen Watts's avatar
Maureen Watts

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1312)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

5
Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

Best interest rate and easy to deal with

5
Best interest rate and easy to deal with Reviewed on: 15th April 2025

Crystal clear communication & offering exactly what...

5
Crystal clear communication & offering exactly what I wanted! Reviewed on: 15th April 2025

.Great bank

5
Clear, helpful information, good rates of interest, easy to open an account and my money is in a safe place Reviewed on: 15th April 2025

Good easy to use application and transferred my exis...

5
Good easy to use application and transferred my existing ISaA with out any issues Reviewed on: 15th April 2025

I have a 5 year ISA with united trust bank.

5
I have a 5 year ISA with united trust bank. This account was easy to set up and I have been pleased with their service and my digital experience with them. Reviewed on: 15th April 2025

Help and support.

5
At a particular time in my life when things were difficult I struggled to make decisions, I had a maturing account which needed some attention I mentioned this on my transfer email and received a personal call from a very understanding young lady who talked me through my choices in a very knowledgeable way, I was grateful for this support at a time when I needed it most, Thank you Olivia, Reviewed on: 15th April 2025

Good interest rates

5
easy to set up a savings account online, easy communication with the bank. Reviewed on: 15th April 2025

Friendly and Helpful service.

5
When I have had to make contact I have found the staff very helpful and friendly. Have recommended United Trust Bank to my Son too. Reviewed on: 15th April 2025

Excellent all round!

5
Speedy application of deposit funds, easy to use website, good rates Reviewed on: 15th April 2025

Good interest rates and excellent service.

5
Good interest rates and excellent service. Online banking is clear and simple. Reviewed on: 15th April 2025