Smart Money People Logo

United Trust Bank: Personal Savings reviews

4.90
Based on 1,316 reviews, last reviewed 5th Mar 2026
30500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent new client process Straightforward account opening, easy online process, continuing updates. Reviewed on: 5th March 2026
Sarah C's avatar
Sarah C

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

United Trust Bank Personal Savings reviews (1316)

Review of the United Trust Bank, Personal Savings:

Excellent service.

5
I always receive a prompt response to my enquiries, with a trouble-free experience. Reviewed on: 25th February 2025

Utb have been great, when we opened a savings accoun...

5
Utb have been great, when we opened a savings account with them they offered the best interest rates for what we wanted to save and they have always been on top with keep us in the loop with other offered available I would definitely recommend utb, and use them in the future. Reviewed on: 15th April 2025

Straight forward , easy application process

5
Straight forward , easy application process Reviewed on: 15th April 2025

Easy to contact and always helpful.

5
Easy to contact and always helpful. Interest rates most competitive. Reviewed on: 15th April 2025

They are easy to deal and their rates are top-notch.

5
They are easy to deal and their rates are top-notch. Reviewed on: 15th April 2025

Quickly responded to an ISA transfer issue and resol...

4
Quickly responded to an ISA transfer issue and resolved it. Reviewed on: 15th April 2025

Wayne Oxley's Review

4
Dealt with my ISA transfer in an efficient manner, answering any queries politely and in a professional manner Reviewed on: 15th April 2025

Longstanding Customer

5
I’m a reasonably well established customer and enjoy the product options available. They are highly competitive if not ahead of the majority. Reviewed on: 15th April 2025

Setting up cash isa is straightforward.

5
Setting up cash isa is straightforward. Any assistance is on chat and response is quick and accessible. E mails are sent if action is required with plenty of notice. Reviewed on: 15th April 2025

Straightforward information and advice.

5
Straightforward information and advice. Reviewed on: 15th April 2025

United Trust Bank is of good standing and reliable.

5
United Trust Bank is a business entity that is reliable, of good standing and is focused on providing excellent customer support. My experience of it has always had a favourable outcome. It fulfils its obligations to the account holder and complies with regulatory requirements. Reviewed on: 15th April 2025