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United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

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4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

Always helpful, polite , patient agents

Always helpful, polite , patient agents Reviewed on: 19th April 2025

Competitive and Progressive.

Competitive and Progressive. No negative experiences. Reviewed on: 19th April 2025

i have been with utb for a few years now and everyth...

i have been with utb for a few years now and everything is great when i have a query or need any information its alway a good experience i,m very happy with all aspects of the website too and will stay with you for as long as i can many thanks for everything Reviewed on: 19th April 2025

Good service

Efficient and reliable service, systems are clear and consise Reviewed on: 18th April 2025

Excellent service and good competitive interest rate

Excellent service and good competitive interest rate Reviewed on: 18th April 2025

Ist time using UTB. Impressed.

Ist time using UTB. Impressed with their timely transfer of my ISA in just 1 one day. Reviewed on: 18th April 2025

ISA fixed

Easy to set up isa,strongly recommend and would use again Reviewed on: 18th April 2025

Easy to open account.

Easy to open account. Fast efficient service. Great rates. Reviewed on: 18th April 2025

A very efficient service

Good simple website design, easy to follow instructions, very quick emails to confirm online application. Competitive interest rates offered and timely reminders when savings bond nears the maturity date. I have always found staff helpful when contacting the company by telephone. A positive experience so can highly recommend this bank. Reviewed on: 18th April 2025

Great online bank.

Great online bank. Good rates. Good service Reviewed on: 18th April 2025

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