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United Trust Bank: Personal Savings reviews

4.90
Based on 1,330 reviews, last reviewed 7th Mar 2026
31800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have several different accounts. I have several different accounts. Always get an email when a fixed account is about to mature and it is easy to move money to a new account or withd... Read more Reviewed on: 7th March 2026
Joyce E's avatar
Joyce E

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1330)

Review of the United Trust Bank, Personal Savings:

United Trust Bank offers very good saving rate and c...

5
United Trust Bank offers very good saving rate and customer service. Reviewed on: 16th April 2025

Good rates, good service

5
UTB offer really good interest rates on savings and their customer service has been really simple and quick. Reviewed on: 10th March 2025

good rate and speedy sevice.

5
good rate and speedy sevice, never had bad experience. Reviewed on: 10th March 2025

Good rates no problem.

5
Good rates no problem Reviewed on: 10th March 2025

Great experience, easy to open the account

5
Great experience, easy to open the account Reviewed on: 10th March 2025

A good interest rate for our charity's savings

4
We get a good interest rate for our charity's savings, and the recent addition of online access makes it easier to see where we stand, though the interface could be improved. Reviewed on: 10th March 2025

Great Deposit Rates and flexible accounts

5
I was initially cautious of investing with a smaller independent bank. But so far I found deposit investment to be very easy and seamless. Good customer service and also eventually invested more than the FSA guarantee... Reviewed on: 10th March 2025

Consistently competitive rates

5
Only use them for deposits, they have better rates than most, and remain competitive, not dropping rates like others. which saves me time moving accounts Reviewed on: 10th March 2025

Great service, replies to e-mails and telephone resp...

5
Great service, replies to e-mails and telephone responses have been quick and direct with bank staff not a call centre. Reviewed on: 10th March 2025

As expected, good they finally had online platform

3
As expected, good they finally had online platform Reviewed on: 10th March 2025

Great platform and great saving rates

5
Great platform and great saving rates Reviewed on: 10th March 2025

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