Smart Money People Logo

United Trust Bank: Personal Savings reviews

4.90
Based on 1,329 reviews, last reviewed 7th Mar 2026
31700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

United Trust Bank for a trustworthy savings provider Been a customer of United Trust Bank for a few years now and they offer good savings rates that are simple to manage, so no complaints. Reviewed on: 7th March 2026
Jeremy D's avatar
Jeremy D

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

United Trust Bank Personal Savings reviews (1329)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

5
Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

GREAT SERVICE & REASONABLE RATES

5
Customer service is second to none. Rates are reasonably competitive. Reviewed on: 28th February 2025

Nice and pleasant experience excellent with your bank

5
Nice and pleasant experience with your bank Reviewed on: 28th February 2025

Good Bank to work with

5
United Trust Bank are easy to work with, pay competative rates of interest and the accounts are easy to operate on line. Dealings with them are clear and transparent Reviewed on: 27th February 2025

It is enjoyable to do banking matters with your exce...

5
It is enjoyable to do banking matters with your excellent service Reviewed on: 27th February 2025

Contactable, straight forward , good service, good r...

4
Contactable, straight forward , good service, good rates Reviewed on: 27th February 2025

Invested 2 years in a row as gave me a better % fixe...

5
Invested 2 years in a row as gave me a better % fixed rate bond than if I was new customer Reviewed on: 27th February 2025

Efficient smooth transactions & first class communic...

5
Efficient smooth transactions & first class communication . Reviewed on: 27th February 2025

An octogenarian’s experience.

5
Simple, flexible, uncomplicated communication when I sought advice. Reviewed on: 27th February 2025

An excellent emerging bank !

4
An excellent emerging bank !! Had seamless experience on all transactions. Reviewed on: 27th February 2025

Had a god interest rate for ISA's and standard accou...

5
Had a god interest rate for ISA's and standard accounts. Good selection of fixed interest times. Reviewed on: 27th February 2025