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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10712 reviews)

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4.96

Based on 10,712 reviews, last reviewed 19th Mar 2026

350500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to apply and the money is quickly to received... Easy to apply and the money is quickly to received Reviewed on: 19th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10712)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

It was very easy and quick to use.

It was very easy and quick to use. The app is accessible and easy to navigate Reviewed on: 25th February 2026

I applied for the loan with no hopes of being consid...

I applied for the loan with no hopes of being considered. Their response was swift even during the holiday and they helped changed my financial situation Reviewed on: 25th February 2026

Well, everything from transparency contract agreemen...

Well, everything from transparency contract agreement to signing and than release of fund was smooth. Reviewed on: 25th February 2026

Very quick service .

Very quick service . O messing about just what is needed when the financial monster stars to bite Reviewed on: 25th February 2026

There when i needed.

There when i needed. Easy to use. Reviewed on: 25th February 2026

Quick fast process got the loan I required and it’s...

Quick fast process got the loan I required and it’s made my 10x easier Reviewed on: 25th February 2026

Excellent!

Great experience from start to finish Reviewed on: 25th February 2026

Very quick, professional and great service.

Very quick, professional and great service. Good app and information, support when needed was prompt, clear and accurate. Reviewed on: 25th February 2026

Super easy and straight forward.

Super easy and straight forward. Money was in my account within days. Reviewed on: 25th February 2026

I needed money to pay my overdraft and also to take...

I needed money to pay my overdraft and also to take care of a family emergency. All pther loan companies had exhorbitant interest rates and registering was very complicated with a long process. UPdraft was easy to register.. very informative and easy interphase. They also have an app which makes it easy to navigate. The interest rate is way better than many other loan firms. I received the money in my account within 48hrs. Reviewed on: 25th February 2026

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