Write a review

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10806 reviews)

View other Updraft products

4.96

Based on 10,806 reviews, last reviewed 27th Mar 2026

359800% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Communication was excellent, app is easy to use and... Communication was excellent, app is easy to use and navigate, no probes with setting up and all documents in one easy place! Reviewed on: 27th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10806)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Quick and easy to use.

Quick and easy to use. Has an app to easily manage. Only issue is it’s a fairly high interest rate. Reviewed on: 25th February 2026

Would recommend to anyone :)

Updraft was brilliant for helping me with my loan to pay off my credit cards - the process was so simple and easy and made me feel very comfortable. Reviewed on: 25th February 2026

Very valuable and no unnecessary hassle

Very valuable and no unnecessary hassle Reviewed on: 25th February 2026

Excelent company, life savers...

I Was struggling to concolidate my loans to free up some money to put me in a stronger position to pay off my other debts. Unable to get a loan from other creditors i linked Updraft to my bank just to see if id be elligible in the future. Within minutes they gave me an offer. I calculated against what id be paying off and its actually freed up money and saved me a massive load of strsss. Highly recommend Reviewed on: 25th February 2026

Updraft Personal Loan Application

I contacted updraft looking for a loan and the process was very efficient and effective. The service I received was very good. Reviewed on: 25th February 2026

Very good overall and good customer service.

Very fast and very good for those not wanting to be ripped off by big banks. Understanding of people with bad credit and of the cost of living. Still a high APR but better than most lenders. Amazing for those looking to get out of debt faster. Great customer service. Highly recommend. Reviewed on: 25th February 2026

Quick answer and good condition, very fast for the a...

Quick answer and good condition, very fast for the approval Reviewed on: 25th February 2026

Fantastic customer support, speedy decision and I go...

Fantastic customer support, speedy decision and I got the affordable loan I needed! Would definitely recommend! Reviewed on: 25th February 2026

I feel very safe using updraft.

I feel very safe using updraft. Having the app also enables to keep track of how much I owe, and the communication is really good Reviewed on: 25th February 2026

Excellent communication and service throughout

Excellent communication and service throughout the process. Clear process and fast service, great Comms and the app is great Reviewed on: 25th February 2026

Alternative products

Personal Loan
from Barclays 3.95 from 105 reviews
Loans
from Thamesbank Credit Union 3.89 from 15 reviews
Personal Loans
from Reevo 4.89 from 744 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub