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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.95 (10548 reviews)

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4.95

Based on 10,548 reviews, last reviewed 9th Mar 2026

334500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy application, very helpful. Easy application, very helpful.... Reviewed on: 9th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10548)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very easy and clear to apply for a personal loan...

Very easy and clear to apply for a personal loan Reviewed on: 28th February 2026

Smart and smooth

Smooth experience, soft ware and app smart and aesthetic Reviewed on: 28th February 2026

Excellent customer service and simple to use

Updraft provides a very easy service to use and understand and their communication with me has been second to none. Reviewed on: 28th February 2026

Excellent company can’t fault them

Excellent company can’t fault them Reviewed on: 28th February 2026

Great communication and simple process.

Great communication and simple process. Reviewed on: 28th February 2026

Smooth, transparent process!

The application process was smooth and straightforward, with clear instructions throughout. Communication was excellent — I received regular updates via email, and any questions I had were answered promptly and thoroughly. From start to finish, the process felt transparent and well-organized. I was impressed that the funds were deposited into my account in roughly four days, which made a huge difference given the urgency. I would recommend Updraft to anyone in need of a personal loan. Reviewed on: 28th February 2026

Really easy to use and funds released super quickly

Really easy to use and funds released super quickly Reviewed on: 28th February 2026

From start to finish they have been fantastic

From start to finish they have been fantastic they rejected me in the past which shows they take people financial situations seriously and don’t just give loans to anyone everything is laid out easy to read and there always contactable through the app Reviewed on: 28th February 2026

Brilliant Service

They were quick and very helpful when I went through the application with them. Reviewed on: 28th February 2026

Updraft helped me when nobody else would.

Updraft helped me when nobody else would. The interest rate is quite low so i was able to pay off high interest credit cards, saving me about £300 a month. Reviewed on: 28th February 2026

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