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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19909 reviews)

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4.78

Based on 19,909 reviews, last reviewed 23rd Oct 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

Helped me to rebuild my credit rating.

Helped me to rebuild my credit rating. Reviewed on: 10th May 2024

Great card for building credit.

Great card for building credit. Flexible payment date and very friendly app Reviewed on: 10th May 2024

always been safe & secure.

always been safe & secure. problems solved quickly and sensible limits. Reviewed on: 10th May 2024

I've been with Vanquis for about a year and a half.

I've been with Vanquis for about a year and a half. Not had any issues. The app is very simple and easy to use. The interest rate is fair. I get email or text reminders in plenty of time when a payment is due. Not needed to contact customer services, so I can't comment on that. I would recommend to others. Reviewed on: 10th May 2024

Informative and up to date with transactions,balance...

Informative and up to date with transactions,balances and payment dates. Keeping you aware of his to protect yourself from fraud and scammers Reviewed on: 10th May 2024

Wife's a/c hacked sorted professionally and quickly,...

Wife's a/c hacked sorted professionally and quickly, me personally have had no issues. Reviewed on: 10th May 2024

Vanquis is perfect for daily life.

I have been with Vanquis for many years now, I have found the app very useful and easy to use, I would recommend Vanquis to anyone who wants to build a good credit rating. Reviewed on: 10th May 2024

Good customer service and always happy to help.

Good customer service and always happy to help. Reviewed on: 10th May 2024

I am registered disabled.

I am registered disabled. A few years ago my health worsened. My ability to pay my bills was severely restricted. Vanquish helped me through, by being patient and sending me copies of forms to fill in as I kept misplacing them,due to "brain fog". Each time I called customer service they were polite, empathetic and helped me fill in my forms, which enabled me to have a payment "holiday" and a break from financial worries. I am sure this helped speed up my recovery. Reviewed on: 10th May 2024

Excellent to date

Excellent to date, still awaiting a section 75 that seems to be taking yonks to sort. Reviewed on: 10th May 2024

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