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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19909 reviews)

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4.78

Based on 19,909 reviews, last reviewed 23rd Oct 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

I've been a loyal customer with (VANQUIS)

I've been a loyal customer with VANQUIS for 7 years now. I've used the VANQUIS online app which gives you many options to navigate around the app, it's very organized and straight forward to use . (Thank-you Vanquis) Reviewed on: 3rd May 2024

The interest rate it qulte high but the service is g...

The interest rate it qulte high but the service is good and the App is easy to use Reviewed on: 3rd May 2024

All the time is corect.

All the time is corect. Thank you so much Reviewed on: 3rd May 2024

Always found the Vanquis staff obliging and helpful.

Always found the Vanquis staff obliging and helpful. Always the app is easy to negotiate and definitely fit for purpose. Reviewed on: 3rd May 2024

Good experience, excellent app!

Very clear info and easy sign up. Clear language and transparent charges. App is very good, easy to use and has a lot of features. Customer service is good, although I've not had reason to use it much! Reviewed on: 3rd May 2024

Money claim from Ryanair

When I had issues with a payment claim Vanquis was outstanding Reviewed on: 3rd May 2024

Vanquis helps you to get you back on track

Vanquis really does help improve your credit rating. But, it is more than that. That's why I'm still a customer. Where they could do more is offering better intetest rates that are linked to your improved score.... e.g. an annual review and adjust credit limit and interest rates based on your Experian credit rating. Reviewed on: 3rd May 2024

Reasonable interest rates.

Reasonable interest rates. Good customer service. Excellent app to manage your account. Good overall. Reviewed on: 3rd May 2024

Very helpful for keeping on top of monthly finances...

Very helpful for keeping on top of monthly finances and will help support people with a bit so good credit history that are trying to improve theirs Reviewed on: 3rd May 2024

The last resort..

I used to be happy to use vanquis, but to me the service has deteriorated.Increased interest, poorservice soI now only use vanquis as alast resort. Reviewed on: 3rd May 2024

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