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Vanquis : Credit builder credit card reviews

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4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

Anytime you contact they listen.

5
Anytime you contact they listen...then they resolve. Can't speak highly enough of the team. Reviewed on: 3rd May 2024
schildy@me.com's avatar
[email protected]

Great credit builder for people with low credit scores

5
I used Vanquis to help build my credit rating which was almost non existent. I now have an excellent credit rating due to being in control of my cc limit to ensure I can afford the payments plus extra. I can choose to higher or lower my limit which I base on my personal circumstances at that time. It gives you the skill to be in control of your finances if not abused. Reviewed on: 3rd May 2024
Georgina R's avatar
Georgina R

Great customer service very friendly the app is easy...

5
Great customer service very friendly the app is easy to use and you can find most of what you need there Reviewed on: 3rd May 2024
Paul m's avatar
Paul m

No happy company, i m paid full in closed account...

1
No happy company, i m paid full in closed account Reviewed on: 3rd May 2024
Lukas's avatar
Lukas

Balance Transfer

4
I keep checking if I can do a balance transfer from another card, but they’re never available even though I have a zero balance! Reviewed on: 3rd May 2024
Janette B's avatar
Janette B

Good first credit card

4
good for building credit score, got a a debs credit amount after a few years of managing it well Reviewed on: 3rd May 2024
jefferey 's avatar
jefferey

Excellent

5
Not had any problems at all always kept up to date with anything that affects my account in a timely manner. App really easy to use to keep on top of my account. Reviewed on: 3rd May 2024
PC's avatar
PC

Can not folt it for the value and price ...

5
Can not folt it for the value and price for the money Reviewed on: 3rd May 2024
Wayne norton 's avatar
Wayne norton

Application was quick and easy.

4
Application was quick and easy. product is easy to manage using the APP. Payments do take a couple of days to clear however this is expected. overall easy to use and manage. Reviewed on: 3rd May 2024
Fran D's avatar
Fran D

Vanquis are a responsible lender

5
Vanquis are a responsible lender who have helped me regain control of my finances and rebuild my credit score. Thank you Vanquis. Reviewed on: 3rd May 2024
RCrossley's avatar
RCrossley

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