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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

Interest rate high

4
Interest rate is high and am finding it difficult to pay the debt off. Reviewed on: 2nd May 2024

I like the systems very much.

5
I like the systems very much. It helps a lot in emergencies. I hope it will continue to improve in the future. Reviewed on: 2nd May 2024

Vanquis are a fair company to deal with

5
Vanquis are a fair company to deal with Reviewed on: 2nd May 2024

All good need more credit limit up

5
All good need more credit limit up Reviewed on: 2nd May 2024

Vanquis - a great place to build credit

5
In a frustrating market place, Vanquis was the only bank willing to start me off with a credit card. Very soon my responsible management of my own personal finances was rewarded with an offer of an increased credit limit. A second increase soon followed. It’s great to have one’s maturity recognised and respected. The Vanquis app is simple to use, giving ME complete control over MY OWN money. With Vanquis it’s so easy to talk to a real person. Reviewed on: 2nd May 2024

Good credit card

5
An easy-to-use credit card with a normal interest rate and flexible repayment options. I recommend! Reviewed on: 2nd May 2024

Happy customer

5
Easy to manage account with app , and to make payments Reviewed on: 2nd May 2024

Exellent service I’m very happy very good

5
Exellent service I’m very happy talking to customer service very kind Reviewed on: 2nd May 2024

V10/10 for service

5
In any dealings I have had The people have been very polite and informative Reviewed on: 2nd May 2024

I wanted a credit card to help me improve my credit...

5
I wanted a credit card to help me improve my credit rating. My score has improved thanks to Vanquis and my credit limit has increased over the years. Reviewed on: 2nd May 2024

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