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Vanquis : Credit Building Credit Card reviews

4.76
Based on 16,524 reviews, last reviewed 25th Apr 2025
729500% increase in 5 star reviews
in the past 90 days
13100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They are very helpful full with all you question They are very helpful full with all you question Reviewed on: 25th April 2025
Pamela L's avatar
Pamela L

Latest lowest rating:

1

I took a no interest transfer but they insist I pay... I took a no interest transfer but they insist I pay interest??Trading standards have been informed Reviewed on: 24th April 2025
Donna's avatar
Donna

About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

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Vanquis Credit Building Credit Card reviews (16524)

Review of the Vanquis, Credit Building Credit Card:

Vanquis has been really helpful for improving my cre...

5
Vanquis has been really helpful for improving my credit score. The application process was simple, and I got approved even with a limited credit history. The app is easy to use, and they send regular reminders to stay on top of payments. Great for anyone looking to build or rebuild their credit responsibly. Reviewed on: 24th April 2025

A good example of how to design an app

5
I've had no issue with the credit card, or Vanquis. The app works very well & is easy to use. I like the fact that you have plenty of information available, but the basic structure keeps things simple to navigate - unless you need to see transactions, offers, payments etc. I use the 'Payit' function to make rapid payments from my bank account to the credit card - that works smoothly & quickly, using the 'Open Banking' system. You don't need any account details, just find your bank in a list & then it takes you to log-in to your banking site. Choose which account to pay from & that's it. Reviewed on: 24th April 2025

They are very helpful and listened when I have a que...

5
They are very helpful and listened when I have a question Reviewed on: 24th April 2025

No nasty surprises!

5
Vanquis is brilliant the one or two times I'm about to forget a payment they send you text reminders to make sure you don't miss out. The staff are friendly and sort any issues quickly. Couldn't fault them in anyway! The app is also super easy to use and you always know how much interest you owe so there are no nasty surprises. Reviewed on: 24th April 2025

Thank you

4
Helped when needed most, grateful it was their. Pay back easy and manageable. THANK YOU Reviewed on: 24th April 2025

Vanquis has been a great part of my credit building,...

5
Vanquis has been a great part of my credit building, once I built my credit score I got offered a better rate, I would definitely recommend for all Reviewed on: 24th April 2025

Helpful and transparent

5
Vanquis are completely transparent and always willing to help, I’ve been put through to customer services without any problems every time I’ve needed too and have never had issues with banking or via the app. I would 100% recommend this company to anyone in need of credit Reviewed on: 24th April 2025

You standby when I needed you thanks for the little...

5
You standby when I needed you thanks for the little help Reviewed on: 24th April 2025

I have been with Vanquis for a good few years now..

5
I have been with Vanquis for a good few years now, never really had any big issues with them, they have always been fair with me, always happy to help, listen when I have had little hiccups along the way and fixed them with a reasonable rate. Thank you. Reviewed on: 24th April 2025

Would be 10's

5
I think this is a good credit card that gives you a good credit increase on a regular basis if your managing your payments, I would have given 10's all the way but I think the Apr is way to high for someone who as been using it for over 7 years, if thiswas to go Fownhope it eouldbe no one for existing card holders and keep the higher Apr for new customers until they prove they manage there payments consistently. Reviewed on: 24th April 2025

t's easy, safe and good interest rates.

5
It's easy, safe and good interest rates. The telephone banking service is also quick and simple to use. Reviewed on: 24th April 2025

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