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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28682 reviews)

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4.73

Based on 28,681 reviews, last reviewed 10th Jul 2026

397350% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Never had an issue with Vanquis fantastic customer s... Never had an issue with Vanquis fantastic customer service service very friendly Reviewed on: 10th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28682)

I’ve been using the Vanquis Credit Builder Credit...

I’ve been using the Vanquis Credit Builder Credit Card for a while now, and it’s been a helpful tool in improving my credit score. The application process was straightforward, and I appreciated the quick approval and clear communication from the Vanquis team. The app is easy to use, making it simple to manage payments, track spending, and stay on top of due dates. I also like the regular updates on my credit score progress it’s motivating to see the improvement over time. One thing to keep in mind is the relatively high APR, but that’s expected with credit-building cards. As long as you’re paying on time and managing your balance wisely, it’s a solid option for building or rebuilding credit. Overall, I’m satisfied with my experience and would recommend it to others looking to improve their credit history. Reviewed on: 9th July 2025

Ease of application and use.

Ease of application and use. Helpful staff to resolve any queries Reviewed on: 9th July 2025

I have been with vanquis for a couple of months very...

I have been with vanquis for a couple of months very good service. Reviewed on: 9th July 2025

Everyone is accepted.

I love Vanquis as they give a chance to the little people Reviewed on: 9th July 2025

very fast , very effective.

very fast , very effective. easy to navigate app Reviewed on: 9th July 2025

you can depend on Easy to use Fair rates

Easy to use Fair rates ideal keep it to hand for emergency Reviewed on: 9th July 2025

I’ve been using Vanquis for a while now and opened a...

I’ve been using Vanquis for a while now and opened an account at a time my finances were not great. They still accepted me for a fair amount which helped me out hugely at that time. I’m now paying it off but abit of advice, don’t miss a payment, your credit score will feel it haha. Also pay in full at the end of the month as minimum payments cost you. Spend wisely. Reviewed on: 9th July 2025

They are always fair if you are struggling for a pay...

They are always fair if you are struggling for a payment they give you great advice and they are really good at explaining things because I am dyslexic they offer big print and they always read my letters to me and that for me it really understanding Reviewed on: 9th July 2025

Good easy going credit card company

Good easy going credit card company Reviewed on: 9th July 2025

Perfect from the start!

Perfect from the start! They take care of everything and the app is so easy to use...flawless Reviewed on: 9th July 2025

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