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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

hard to sort out problem 's on the telephone.

It's hard to sort out problem 's on the telephone. Reviewed on: 9th July 2025

Easy to use app & you get to talk to a human when yo...

Easy to use app & you get to talk to a human when you need help Reviewed on: 9th July 2025

good credit card with no pressure

good credit card with no pressure Reviewed on: 9th July 2025

Having credit with you has been hassle free...

Having credit with you has been easy and hassle free, and when I need to contact you the service and response has always been outstanding and in a timely way m, thank you Reviewed on: 9th July 2025

Easy to use and simple process.

Easy to use and simple process. Had an issue with the card an was solved quite fast. Highly recommended Reviewed on: 9th July 2025

I believe vanquis is the best credit provider from m...

I believe vanquis is the best credit provider from minimum payment to interest charge also they're the best caring customer service Reviewed on: 9th July 2025

Always easy to work with

Although at time I may not be their ideal customer I cannot fault the good value and the many advantages of Vanquis. Having survived the recent hike in interest rates and on a better financial path now, I must say that I never felt as if the company was putting me under any undue pressure or stress. Looking forward to years of usage ahead. Reviewed on: 9th July 2025

Easy app.

Easy app. Great interest rates, and 0% balance transfer length Reviewed on: 9th July 2025

Can't think of nothing else but enjoying everything...

Can't think of nothing else but enjoying everything from vanquis Reviewed on: 9th July 2025

5-Star Review for Vanquis

I’ve been using my Vanquis credit card for a while now, and I can honestly say it’s been a great experience. As someone who was looking to build or improve my credit score, Vanquis provided the perfect opportunity. The application process was quick and easy, and I was kept well-informed every step of the way. Their customer service is excellent—friendly, professional, and always ready to help with any questions I’ve had. The mobile app is also a big plus: it’s simple to use and gives me clear insights into my balance, payment dates, and spending habits. What I really appreciate is that Vanquis has helped me build better financial habits. They report to all major credit agencies, and I’ve seen steady improvements in my credit score since joining. It’s reassuring to know I’m in control, and Vanquis makes it easy to stay on top of things. Highly recommended for anyone looking to manage their finances responsibly and build a better credit future! Reviewed on: 9th July 2025

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