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Vanquis : Credit builder credit card reviews

4.73
Based on 28,678 reviews, last reviewed 5th Jul 2026
397250% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

4

Helpful On time Helpful every time ,everyday, everywhere. Reviewed on: 5th July 2026
Victor S's avatar
Victor S

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026
David 's avatar
David

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28678)

The customer service it is absolutely amazing

5
The customer service is absolutely amazing. They always respond straight away, and we never have to wait long on the line to be assisted. Whenever I have an issue with my card, they handle it quickly and efficiently. For instance, when my card was cloned, my money was refunded to me immediately. Reviewed on: 21st May 2026

A time after a business failure.

5
There was a time when after a business failure that nearly bankrupted me that my credit rating was just about zero. A friend told me about Vanquis Banking and so I applied, even though I had a good job and well paid no financial body would give me a chance except Vanquis. After 2 years my credit rating had soared and it now stands at 987 of 1000. So thank you Vanquish for giving me the chance. Reviewed on: 21st May 2026

Information and reminders are regular

5
They keep you informed and reminders so you remain in control of your spending and payments. Regular opportunities to review your card and increase credit if required Reviewed on: 21st May 2026

I've been with Vanqis for about 7 years..

5
I've been with Vanqis for about 7 years, I started to build my credit report and ive paid the card off and have a zero balance at the moment but I keep it for an emergency. Always great service whenever I get in touch. Reviewed on: 21st May 2026

Vanquish your worries

5
When I've had any payment issues Vanquis has always offered me a resolution. Reviewed on: 21st May 2026

Friendly customer service go above and beyond, also...

5
Friendly customer service go above and beyond, also very easy from start to finish on application Reviewed on: 21st May 2026

GOOD SERVICE

5
I’ve had a really good experience with my Vanquis Bank credit card so far. The application process was quick and simple, and the app makes it easy to check balances, payments, and spending anytime. It’s been helpful for building my credit score while managing everyday purchases responsibly. Customer service has also been helpful whenever I needed support, and payments show up quickly on the account. A good option for anyone looking to improve their credit history and stay on top of their finances. Reviewed on: 21st May 2026

Great experience

5
With all my years with the company I always find vanquis is reliable and can be trusted with financial stuff. Wish you put your own bank so i can put all my credit cards in one place. Reviewed on: 21st May 2026

Efficient

4
Efficient but app could be improved Would like to make money transfers to other accounts Reviewed on: 21st May 2026

I have my vanquis card and app is to easy...

5
I have my vanquis card and app is to easy a clear Reviewed on: 21st May 2026

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