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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

very friendly staff and helpful.

5
very friendly staff and helpful. I have had the opportunity to understand what my credit score and how much I have to pay monthly Reviewed on: 9th July 2025

Good useful credit card.

5
Good useful credit card.Credit limit could be higher though. Reviewed on: 9th July 2025

Fantastic way to rebuild credit and an excellent app...

5
Fantastic way to rebuild credit and an excellent app with no hassle Reviewed on: 9th July 2025

Had A very impressive experience with Vanquis

5
Had A very impressive experience with Vanquis Reviewed on: 9th July 2025

Great card to have.

5
Great card to have. Excellent customer service who really are about their clients Reviewed on: 9th July 2025

Good provider

5
The experience that I have had with Vanquis is a positive one. The interest could be a little lower. Reviewed on: 9th July 2025

Highly recommend app easy to use great company

5
Highly recommend app easy to use great company Reviewed on: 9th July 2025

I have found it very helpful to rebuild my credit by...

5
I have found it very helpful to rebuild my credit by having access to my account via the app which keeps me in control Reviewed on: 9th July 2025

I’ve been using this credit card for a while now, an...

5
I’ve been using this credit card for a while now, and I can confidently say it’s excellent. The customer service is always helpful and responsive, the rewards program is generous, and the card offers great security features. It’s reliable for everyday purchases and makes managing my finances much easier. Highly recommend! Reviewed on: 9th July 2025

Amazing Communication

5
They have been transparent and brilliant with communication! Would recommend to anyone Reviewed on: 9th July 2025

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