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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy to apply/navigate, clear terms.

5
Applied for the card to do a zero interest for 18 month balance transfer. Application process was easy. Card arrived quickly. App easy to set up and use. Terms and charges very clear. Customer service very helpful when I had a query. Reviewed on: 9th July 2025

Have has no issues.

4
Have has no issues. Easy to use and manage. Reviewed on: 9th July 2025

Good product

5
I have this credit card for improving my credit score , and it was easy to apply and it has a very good customer service. Reviewed on: 9th July 2025

Just very good credit builder and love it.

5
Just very good credit builder and love it. Reviewed on: 9th July 2025

Bad apr but good app etc.

4
Bad apr but good app etc. never had to deal with customer service so can’t comment on that but that shows how helpful the app is. The text reminders are good Reviewed on: 9th July 2025

Exceptional experience with the Vaquis credit card.

5
My experience with the Vaquis credit card has been absolutely exceptional. Far exceeding, what I expected from a financial product. From day one, it has delivered unmatched benefits such as generous rewards, seamless transactions, robust security, and outstanding customer support. Unlike other cards I have used, Vaquis feels tailored to real life needs, not just marketing promises. It is reliable when it matters, rewarding when you need it, and consistently ahead of the competition. Simply put, switching to Vaquis was one of the smartest financial decisions I have ever made. If you want a card that truly delivers, this is it. Hands down, nothing else compares. Reviewed on: 9th July 2025

Love my credit super easy to use and pay off.

5
Love my credit super easy to use and pay off. Love being able to add to Apple Pay and use on my watch! Reviewed on: 9th July 2025

Vanquis came to the rescue.

5
Vanquis came to the rescue when I applied for a balance transfer and was offered exactly the right amount to move my existing balance from another card I was paying interest on. It was very easy to use their online application forms and everything was set up within a week. A great experience! Reviewed on: 9th July 2025

Vanquish is the best

5
Vanquish is flexible, allows for all types of customers from the low income to high income customer. Staff are very professional and have a good knowledge of their products Reviewed on: 9th July 2025

Amazing customer service

5
Every time I phone with a issue it is solved ASAP. Customer service is friendly, Understanding, and solved my issue asap. Reviewed on: 9th July 2025

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