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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very easy to use and secure, I enjoyed using this ca...

5
Very easy to use and secure, I enjoyed using this card for purchase and they offer good credit limit. Reviewed on: 9th July 2025

Was very easy to apply, no issues whatsoever and not...

5
Was very easy to apply, no issues whatsoever and not much interest like some others have. Highly recommend. Reviewed on: 9th July 2025

Fast set up on card and pin activation.

5
Fast set up on card and pin activation. Reviewed on: 9th July 2025

Vanquis are always so helpful when needing help with...

5
Vanquis are always so helpful when needing help with anything , the app is easy to use and it’s easy to pay on time and know how much you owe and how much credit you have remaining. This is by far my favourite credit card company. Reviewed on: 9th July 2025

I think Vanquis are amazing and very considerate if...

5
I think Vanquis are amazing and very considerate if you don’t manage to pay on time great company 10/10 Reviewed on: 9th July 2025

truefull

5
i find vanquis very handy they are a good credit card company and they are very helpfull if you have a problem i would recomend them Reviewed on: 9th July 2025

Easy and smooth experience

5
I got my credit card with 9 months 0% interest for a balance transfer and my whole experience has been very easy and smooth which I appreciate a lot Reviewed on: 9th July 2025

Make life easy,,repay in a affordable time,,easy to...

5
Make life easy,,repay in a affordable time,,easy to work with Reviewed on: 9th July 2025

Very good

5
Easy to get a card friendly staff on the phone Reviewed on: 9th July 2025

Easy to use app.

5
Easy to use app. The app was very easy to use, and had good features. The offers that were offered with the credit card were also beneficial. Reviewed on: 9th July 2025

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