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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Awesome company

5
Great, simple, fantastic app, couldnt be happier Reviewed on: 9th July 2025

Using Vanquis to build my credit score

5
Using Vanquis to build my credit score Reviewed on: 9th July 2025

Using experience

5
Its been around 2 years I am using its app and card, have a great experience with service. My limit was less and after they offered me double limit. I can use anywhere this card. They always send sms and email about payment date and how much money is left in my card . Reviewed on: 9th July 2025

Vanquis in my life

5
I have had a good experience using this credit card, it has been very useful, besides the app is very friendly and easy to use. I like Vanquis so much. Reviewed on: 9th July 2025

CUSTOMER SERVICE AND CREDIT RATING

5
VERY GOOD CUSTOMER SERVICE AND HELPS TO BUILD UP YOUR CREDIT RATING ESPECIALLY IF YOU CAN PAY UP ON TIME . Reviewed on: 9th July 2025

Vanquis has helped in my achieving and building my c...

5
Vanquis has helped in my achieving and building my credit scores. Their customer experience has been wonderful and supportive. I will definitely recommend them to family and friends. In addition, the onboarding experience was smooth. Reviewed on: 9th July 2025

Great card, good for building credit

5
Great card, good for building credit Reviewed on: 9th July 2025

The best service,i started with£ 200

5
The best service,i started with£ 200 Reviewed on: 9th July 2025

Been with vanquis sometime when been in difficulty t...

5
Been with vanquis sometime when been in difficulty they have been there exellent Reviewed on: 9th July 2025

Simple and fair

5
Easy to apply and keep you up to date with any changes Reviewed on: 9th July 2025

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