Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

It is great i am using card since 2 years and i am e...

5
It is great i am using card since 2 years and i am enjoying it Reviewed on: 9th July 2025

Five star credit card

5
Used alot of different credit card companies and vanquis has nether given me any issues and very simple to use with great app for ease of use managing my account.Highly recommend and always has different offers on the go Reviewed on: 9th July 2025

My Vanquis experience

5
Just very easy to deal with and well informed of any changes to interest rates and other money issues . Reviewed on: 9th July 2025

No issues everything always professional and simple

5
No issues everything always professional and simple Reviewed on: 9th July 2025

Good credit card to have,only use it for emergency b...

5
Good credit card to have,only use it for emergency but always there when I need it Reviewed on: 9th July 2025

It was good experience, was offered suitable credit...

5
It was good experience, was offered suitable credit card and affordable credit limit. Reviewed on: 9th July 2025

Good opening interest rates.

4
Good opening interest rates. The app could be slightly better but all in all quite good. Reviewed on: 9th July 2025

very easy to apply, very reliable credit card easy t...

5
very easy to apply, very reliable credit card easy to contact.I believe is one of the best credit card APR on the market Reviewed on: 9th July 2025

Vanquis are a honest credit card company and provide...

4
Vanquis are a honest credit card company and provide above average customer service. They have what I call a very open transparent service for which a lot do not Reviewed on: 9th July 2025

Really happy to use the serviceand it's so easy to u...

5
Really happy to use the serviceand it's so easy to use the app and you're in control of your money Reviewed on: 9th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products