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Vanquis : Credit builder credit card reviews

4.73
Based on 28,679 reviews, last reviewed 8th Jul 2026
397300% increase in 5 star reviews
in the past 90 days
5900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Always friendly, helpful and reliable service, espec... Always friendly, helpful and reliable service, especially when you ring up Reviewed on: 8th July 2026
Ian smith's avatar
Ian smith

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026
David 's avatar
David

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28679)

I am using the card from 6 months it was...

5
I am using the card from 6 months it was very good Reviewed on: 21st May 2026

Every time I’ve had a problem the customer service h...

5
Every time I’ve had a problem the customer service has sorted the situation with ease and absolutely no hassle for me Reviewed on: 21st May 2026

Excellent Service

5
Vanquis provide an excellent, are easily contacted if required and the app is very user friendly Reviewed on: 21st May 2026

Review of Vanquis

5
Very friendly and helpful company to deal with Always someone at the end of the phone to help with any problems you have Highly recommend Reviewed on: 21st May 2026

Highly recommended

5
Really good company highly recommended had no problems with vanquis since I have been with them over 5 years Reviewed on: 21st May 2026

From a Poor credit rating to Excellent

5
I found myself with both a poor credit rating and struggling to improve, even though my credit issues were historical. I then saw an advert from Vanquis which gave me hope. When I replied I was granted a card with small but totally acceptable credit limit, which is just what i wanted, a card to allow me to show my credit worthiness but without a spending limit to plunge me back into debt. I used it for my everyday spending, shopping and fuel but most importantly, I cleared the balance every month. Steadily at first, I saw my credit rating improve, slowly at first but then it just got better and better until I now have an Excellent rating. Vanquis have rewarded my improvement, by offering, NOT forcing increased spending limits, which some times i have agreed to and other times I have not. With their help, I now manage my money far better, they helped where others didn't and I still remain a loyal customer. Reviewed on: 21st May 2026

they look after my account with out any fuss

5
they look after my account with out any fuss Reviewed on: 21st May 2026

Highly recommend

5
Haven’t had to use customer service as never required. Account easy to manage information, check balance and make payments from the app Reviewed on: 21st May 2026

I started using Vanquis as a result of an unjust CCJ.

4
I started using Vanquis as a result of an unjust CCJ. The sign up service was good, and the regular reviews of credit management has allowed me to increase my limit. The new app is encouraging to use and keep on top of the credit. Reviewed on: 21st May 2026

Great customer service.

5
Great customer service. Easy to talk to and always helpful Reviewed on: 21st May 2026

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