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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28672 reviews)

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4.73

Based on 28,672 reviews, last reviewed 30th Jun 2026

397100% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Easy to navigate the app. Easy to navigate the app. Credit limit sensible with easy to set up direct debit. Reminder for when payment is due making budgeting easier. Reviewed on: 30th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28672)

Stressful due to interest rates.

Stressful due to interest rates. Reviewed on: 8th July 2025

Execellent credit card, really easy to apply, kept u...

Execellent credit card, really easy to apply, kept up to date throughout the process. Banking app is very simple and also can add credit card to Apple Pay, very convenient! Reviewed on: 8th July 2025

New account , app and customer help centre

Inquiring about my card declines and got through quickly with a great advisor Reviewed on: 8th July 2025

Helpful people

Good helps if your stick on paying on time Reviewed on: 8th July 2025

Highly recommend.

I have found this credit card company to be very efficient and helpful. They are easy to contact, staff knowledgeable and polite. I would highly recommend! Reviewed on: 8th July 2025

Double jeopardy card

App has always been easy to use and reliable, not had much call to contact customer services. Really annoys me that on a so called credit builder card they constantly increase the apr which jeapordises credit ratings by making things less affordable. Typical preying on the poor instead o helping. Reviewed on: 8th July 2025

Quick ,easy ,no hassle easy set up online abd app an...

Quick ,easy ,no hassle easy set up online abd app and affordable Reviewed on: 8th July 2025

Vanquis turned my financial life around

I have had the Vanquis Credit Building Credit Card for 16 years now. It was such a godsend in helping me rebuild my credit after being irresponsible with my money in my 20s. The Vanquis card helped me so much that I have never been in debt since - it turned my life around, by getting me into the habit of paying off the full balance every month. It helped me and my family during the worst time of our lives when my baby daughter passed away and I had the convenience of the card to pay for funeral expenses, taxis, unexpected things I never thought and always hoped I'd never have to pay. Thank you Vanquis. Reviewed on: 8th July 2025

Customer service is pristine.

Customer service îs pristine. The phone application is quite easy to use. Reviewed on: 8th July 2025

No problems at all.

No problems at all. Very helpful customer support Reviewed on: 8th July 2025

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