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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28694 reviews)

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4.73

Based on 28,694 reviews, last reviewed 10th Aug 2026

795900% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Vanquis there when needed Vanquis have helped me out continuously and is so easy to use. Gives me peace of mnd for the unexpected Reviewed on: 1st August 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28694)

Helped me rebuild my credit

Vanquis gave me access to credit at a time when my credit history was poor and many mainstream lenders would not approve me. The app is easy to use, payments are straightforward to manage and it helped me rebuild better financial habits over time. The interest rates are high, so I would definitely recommend using the card carefully and paying off as much as possible each month. However, if used responsibly, it can be a useful stepping stone for improving your credit profile and regaining financial stability. Overall, my experience has been positive and the card served its purpose during an important rebuilding stage financially. Reviewed on: 1st June 2026

An easy peasy

An easy credit company. Never have any problems. Reviewed on: 1st June 2026

Helped me build my credit score

This has been a great card for helping my credit score (which i didnt have at all when I first got the card). The app is easy to use and I appreciate the new discounts that we can get with some brands. Reviewed on: 1st June 2026

Very good service provider

Been with Vanquis for about 17 years now. I have always found their staff friendly and happy to answer any questions i have asked. They provide a good service and are helpful with some of their services for example checking your credit scoring and i have never felt like i am forced into decisions of their services. Reviewed on: 1st June 2026

Customer experience has been excellent - happy with...

Customer experience has been excellent - happy with the service and would recommend Reviewed on: 1st June 2026

Always responsive great app real person you can spea...

Always responsive great app real person you can speak with Reviewed on: 1st June 2026

Good rates and very easy to deal with

Good rates and very easy to deal with Reviewed on: 1st June 2026

I have such a great experience with Vanquis!

I have such a great experience with Vanquis! Reviewed on: 31st May 2026

Fantastic app

Really nice, clear set up, easy to understand. Bright colours on the page so you know where to go and what to find. Great way to keep track of Finance and where its heading. Great 24hr support when ever you need them. Reviewed on: 31st May 2026

....a chance to make a new start!

In the past I have not been the most responsible person when it came to money. By the time I came to my senses, the damage to my Credit Rating made it virtually impossible to get a credit card. Vanquis gave me the chance to try and repair that damage with their Credit Building card. I have never missed a payment in the 12 months I have been with them, and always paid more than the minimum payment, and finally my credit rating is improving. Thank you Vanquis for taking a chance on me, you saved the day! Reviewed on: 31st May 2026

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