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Vanquis : Credit builder credit card reviews

4.73
Based on 28,667 reviews, last reviewed 27th Jun 2026
396850% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Never had any issues, easy use of the app, reliable... Never had any issues, easy use of the app, reliable service. Reviewed on: 27th June 2026
TOM H's avatar
TOM H

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28667)

I took a no interest transfer but they insist I pay...

1
I took a no interest transfer but they insist I pay interest??Trading standards have been informed Reviewed on: 24th April 2025

Competitive, good transfer deals and detailed online...

5
Competitive, good transfer deals and detailed online banking Reviewed on: 24th April 2025

5 star to Vanquis

5
Using the Vanquis Credit Builder Credit Card has been a genuinely positive experience. It’s a great option for anyone looking to improve or build their credit. The application process was simple, and I appreciated how transparent and supportive the communication was from the start. The mobile app is easy to use and makes managing payments and tracking spending straightforward. I’ve seen a noticeable improvement in my credit score over time, just by using the card responsibly. Customer service has also been excellent always friendly, helpful, and quick to respond. Overall, Vanquis has given me the tools and support I needed to take control of my financial future. I’d definitely recommend this card to anyone on a similar journey. Reviewed on: 24th April 2025

Never had an issue!

5
Never had an issue with Vanquis! Reviewed on: 24th April 2025

Efficient and helpful when needed.

5
Efficient and helpful when needed. Prompt at updating credit file too Reviewed on: 24th April 2025

Good customer service and the card assisted me to ta...

5
Good customer service and the card assisted me to tackle financial hardship to pay my bills Reviewed on: 24th April 2025

Whenever I am need of extra help, Vanquis comes to t...

5
Whenever I am need of extra help, Vanquis comes to the rescue . This makes my life a lot easier . Especially when times get tough . The extra financial pressure we all face comes from time to time . Vanquis has made me more financially stable. My payments are always made on time and I am glad that I am able to spend sensibly and it’s the flexibility that vanquish offers me . Thank you . Reviewed on: 24th April 2025

Very stressful, easy to use the application and oper...

5
Very stressful, easy to use the application and operate Reviewed on: 24th April 2025

I’m my experience with Vanquis credit card really he...

5
I’m my experience with Vanquis credit card really helped me get back on track with my finances. The right approach is a habit of spend little but the pay it back and never miss a payment. Always pay the minimum plus interest. Vanquis have absolutely helped me a great deal and the App is easy to understand and they have people you can ask for help if your stuck!!!! Reviewed on: 24th April 2025

Services is good,but it would be very customers frie...

5
Services is good,but it would be very customers friendly if they increase their time limit for interest free payments. Reviewed on: 24th April 2025

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