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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28664 reviews)

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4.73

Based on 28,664 reviews, last reviewed 25th Jun 2026

396750% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

I found Vanquis very helpful as I was able to use my... I found Vanquis very helpful as I was able to use my Vanquis credit to pay off some of the balance on my Lloyds credit card at a lower rate of interes... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28664)

From Skeptic to Supporter

I’ll be honest. I approached credit builder cards with a lot of hesitation, but Vanquis completely shifted my perspective. They didn’t just give me a card, they gave me a second chance. With a clean, user-friendly app, regular updates, and a manageable starting limit, I felt in control from day one. The gradual credit increases based on responsible use showed me that they genuinely care about helping people rebuild, not just profit off them. Customer service? Spot on. I had a query about my limit and got through to a real human who didn’t read off a script; they listened. That’s rare. Now, my credit score is climbing, and I’ve got better financial habits thanks to the experience with Vanquis. If you’ are looking to build (or rebuild) your credit with a provider that truly understands the journey, I couldn’t recommend them more. Thanks, Vanquis, for being more than just a card. Reviewed on: 23rd April 2025

Valued As A Customer, and treated like one...

I have never had a reason or cause to write or say anything Negative about Vanquis. I have never had a problem with Vanquis who have always treated me the way I expect to be treated, as a valued customer. Reviewed on: 23rd April 2025

It's so far the most helpful credit card.

It's so far the most helpful credit card. Just amazing Reviewed on: 23rd April 2025

Once accepted for credit card,it came so quick,need...

Once accepted for credit card,it came so quick,need a little help for a holiday,also what i like it sends reminder when payment is due,which is so helpful,will definitely recommend to family and friends Reviewed on: 23rd April 2025

vanquish

good interest rates really easy to apply good first time customer starting balance. Reviewed on: 23rd April 2025

Sach a wonderful vanquis credit and I have been usin...

Sach a wonderful vanquis credit and I have been using it for a couple of months.Also, got the credit card in first attempt apply. Reviewed on: 23rd April 2025

Good account to have for those wanting to build credit!

Never had a problem with my Vanquis card, the interest is a little higher than competitors. It was an easy account to set up and has been an easy account to manage. They’re seem responsible with their lending as well. Reviewed on: 23rd April 2025

Game changer when I needed to build credit.

Very useful when I needed to build credit. I now have no credit issues at all. Felt trusted and valued at last. Reviewed on: 23rd April 2025

I have been able to discuss with customer service ab...

I have been able to discuss with customer service about my credit and credit agreement when I needed to make changes. They always keep me updated with any changes. Having Vanquis has helped me to build my credit score. Reviewed on: 23rd April 2025

Good card and service helps to grow my credit score.

Good card and service helps to grow my credit score. Easy application. Reviewed on: 23rd April 2025

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