Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

View other Vanquis products

4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

Very easy to apply for - no issues - application was...

Very easy to apply for - no issues - application was easy to complete Reviewed on: 9th July 2025

It is easy and convenient.

It is easy and convenient. It is very simple and easy to use the application Reviewed on: 9th July 2025

They don't give you much perks I've paid off my cred...

They don't give you much perks I've paid off my credit card and a year later still no balance transfers or other offers. And the %is too high Reviewed on: 9th July 2025

helpful polite and efficient and I like the colour o...

helpful polite and efficient and I like the colour of the card Reviewed on: 9th July 2025

Very easy straight forward transfer

Very easy straight forward transfer Reviewed on: 9th July 2025

Doesnt treat you like a credit score

Excellent company who treat you as an individual not a credit score Reviewed on: 9th July 2025

Very easy to get and customer service team quick and...

Very easy to get and customer service team quick and helpful Reviewed on: 9th July 2025

Worked perfectly for building my credit, easy to rep...

Worked perfectly for building my credit, easy to repay and the direct debit always came out when it was set. I would recommend to anyone! Reviewed on: 9th July 2025

Always customer focussed - especially on the 'phone,...

Always customer focussed - especially on the 'phone, unusual these days !!! Reviewed on: 9th July 2025

Very easy to apply an use and helpful customer services

Very easy to apply an use and helpful customer services Reviewed on: 9th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Zero Credit Card
from Santander 4.21 from 21 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.01 from 60 reviews
Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub