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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I have never had a problem always there when I need...

5
I have never had a problem always there when I need them Reviewed on: 3rd May 2024

Sometimes too irritating Never listen what a person...

4
Sometimes too irritating Never listen what a person is saying Reviewed on: 3rd May 2024

Easy and safe to use.

5
Easy and safe to use. App works well and makes it easier to keep on top of account Reviewed on: 3rd May 2024

Would recommend this card

4
Was great to be offered the card when others said no, the app is easy to use to check things out, only needed to contact customer services once and was a great friendly service and sorted out issue I had with no hassle, easy to set up, Reviewed on: 3rd May 2024

Transparency and professionalism

4
Always professional when dealing directly Reviewed on: 3rd May 2024

A Chance to rebuild

5
I had a bad credit rating through a terrible breakup, this forced me to go bankrupt. Without something to bridge finances in todays society, it is very hard to do anything simple like eat. Vanquis approached me in a shopping Mall one day and I lowered my head and brielfy outlined my story. With a understanding smile, they said we have heard this countless times and are here to give people like you that chance to get back your credit rating and financial freedom. I was aprehensive that I would be accepted, even though I tried to stay as finacially stable as possible and improve my rating. I was accepted which suprised me, and it was simple and easy, I have now got back my rating and fincial stability, thanks to Vanquis. Reviewed on: 3rd May 2024

Very reliable and satisfied ng

5
Very reliable and satisfying and good quality Reviewed on: 3rd May 2024

Spot on is vanquis

5
I have had not a single problem since I have been with them Reviewed on: 3rd May 2024

Excellent app.

5
Excellent app. Easy to understand and be up to date with your account Reviewed on: 3rd May 2024

Brilliant

5
Very easy to use and you helped me get my credit score to go up Reviewed on: 3rd May 2024

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