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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Happy with the service no problem at all and a lot o...

Happy with the service no problem at all and a lot of help Reviewed on: 9th July 2025

Vanquis Credit card helps to build your credit score.

Vanquis has provided me with a card that has helped me to improve my credit score. Additionally, l don't miss payments because I will receive a reminders that a payment is due which is important because missing a payment can ruin you credit score. Reviewed on: 9th July 2025

Excellent Service

From start of application to the DD being set up and balance transfer done, everything was smooth and easy to do. Communication was great at every stage Reviewed on: 9th July 2025

vanquis give me a chance to help build my credit and...

vanquis give me a chance to help build my credit and i am grateful and am gratefull Reviewed on: 9th July 2025

A Lifeline for Rebuilding Credit - Excellent Support!

Vanquis Bank has been a great help in rebuilding my credit when other providers wouldn’t give me a chance. They approved me for a credit card despite my poor credit history, which allowed me to manage spending responsibly and gradually improve my score. Their online banking platform is user-friendly and reliable, making it easy to track payments and manage my account. I’ve also found their customer service consistently helpful—every query I’ve had has been handled professionally and to my satisfaction. Reviewed on: 9th July 2025

My experience with vanquis has ben very good all de...

My experience with vanquis has been very good all dealings with them have been very concise and have always known what expected from me as a customer and them as a credit management agency, They have helped me with my finances for many years , any problems I have had was solved very efficiently And to my complete satisfaction truly a very competent company Reviewed on: 9th July 2025

Excellent Customer Service

I had an issue with my account and contacted customer services who sorted very quickly and were very helpful. Reviewed on: 9th July 2025

Very helpful staff on phone sorted my query out very...

Very helpful staff on phone sorted my query out very efficiently Reviewed on: 9th July 2025

great card, easy to use app.

great card, easy to use app. have used for years now with no issues, sends reminders when a payment is due, this is great as i have a terminal illness that affects my memory. the apr does drop after a while and credit limit increases Reviewed on: 9th July 2025

Started me off with a very good initial limit, was a...

Started me off with a very good initial limit, was a victim of fraud but they solved it all so quickly for me, would recommend vanquis Reviewed on: 9th July 2025

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