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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Nice and easy to keep track of spending

4
Nice and easy to keep track of spending Reviewed on: 9th July 2025

Vanquis has been a life saver, they trusted me even...

5
Vanquis has been a life saver, they trusted me even though l had poor credit from over 10 years previous and l haven’t let them down Reviewed on: 9th July 2025

Good builder credit card, for those working to impro...

5
Good builder credit card, for those working to improve there credit score. Reviewed on: 9th July 2025

Proper service

5
Always through my experience I'm getting proper service 24/7 Reviewed on: 9th July 2025

Absolutely brilliant, would 100% recommend, having t...

5
Absolutely brilliant, would 100% recommend, having this is a great deal for me and has helped me when I needed it. Reviewed on: 9th July 2025

Great app, easy approval, boosted credit score

5
Very easy to get approved which really boosted my credit score. The app is also very transparent to keep track of your finances and very easy to use. Reviewed on: 9th July 2025

Good and easy with decent rates.

4
Good and easy with decent rates. Reviewed on: 9th July 2025

App makes it easy to see and control credit card...

4
App makes it easy to see and control credit card Reviewed on: 9th July 2025

Amazing service

5
Amazing customer service staff are amazing and listen if you have any queries or questions, genuinely Amazing service all round. Reviewed on: 9th July 2025

Good app, easy to use.

5
Good app, easy to use. Vanquis credit card gas low interest rates Reviewed on: 9th July 2025

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