Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

View other Vanquis products

4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

Quick great communication helpful app is great easy...

Quick great communication helpful app is great easy to use Reviewed on: 9th July 2025

I had a poor credit score. Not now!

I had a poor credit score. Since becoming a Vanquis card holder my rating has improved. Vanquis talk in understandable language. You know where you are. Customer services are immediate and easy to access. Can't fault it. Reviewed on: 9th July 2025

Perfect experience but not happy don’t increase credit

Perfect experience but not happy don’t increase credit Reviewed on: 9th July 2025

The APP is very good , real time and helps you to ma...

The APP is very good , real time and helps you to manage your cash flow positively with a genuine concern for your well being in terms of making you aware of interest costs and the like. Reviewed on: 9th July 2025

Perfection

If it ain’t broke then don’t fix it. I’d have to say that out of all the credit cards I’ve had this company is by far the best. Reviewed on: 9th July 2025

So far, my experience has been great.

So far, my experience has been great. I requested a balance transfer & it all went through easily Reviewed on: 9th July 2025

I’ve been waiting for an increase for as long as I c...

I’ve been waiting for an increase for as long as I can remember that’s the only compliant I’ve got I would to have a £4000 credit and pay it over a year but they’ve declined even though I’ve always honoured my credit Reviewed on: 9th July 2025

Customer service were excellent with any queries I h...

Customer service were excellent with any queries I have had. No issues at all using Vanquis Reviewed on: 9th July 2025

I like the payment service as I don’t set up a direc...

I like the payment service as I don’t set up a direct debit. Provides peace of mind that I know I make my monthly payment once my salary is credited. Brilliant and easy to use app with excellent integrated services. Reviewed on: 9th July 2025

Gave a chance when others wouldnt

Vanquis is a good card helped me when my credit was very low. Able to get the same features as any other credit card 0% offered cash fund transfers etc interest is high but that's the price you pay for having a low score otherwise very good and they gave a chance when others wouldn't! Reviewed on: 9th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Bank of China (UK) 5.00 from 2 reviews
Instant pay
from Incredible 5.00 from 28 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub