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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Best Support

5
I joined Vanquis at an important time where I was struggling and they indeed came through for me. Reviewed on: 9th July 2025

Great for rebuilding your credit score if used wisely.

5
Great for rebuilding your credit score if used wisely. Reviewed on: 9th July 2025

Safe and Secure

5
My experience is that Vanquis keep me alert to my activity on my card and offer ways of managing my account. I feel confident that they are enabling me to be responsible as a customer. Thank you. Reviewed on: 9th July 2025

.unable to.get advance on credit

4
Been we u for a number years.Still unable to get a advance on credit Reviewed on: 9th July 2025

Great money transfer deal!!!

5
I was absolutely made up with being able to do a money transfer for just a small fee onto my Vanquis account then I had 6 months to pay it back no interest what a great deal Reviewed on: 9th July 2025

Was very helpful and understanding

5
Was very helpful and understanding Reviewed on: 9th July 2025

Unfortunately i answered a customer service review.

5
Unfortunately i answered a customer service review. I actually thought was from Vanquis. It was in fact a company whom lodge a complaint about Vanquis never once. Did the staff ie Customer service be rude to me. Fabulous company fabulous customer service look forward to the future with Vanquis Reviewed on: 9th July 2025

Very helpful staff, and a useful card that has helpe...

5
Very helpful staff, and a useful card that has helped me rebuild my credit rating. Reviewed on: 9th July 2025

My favourite card

5
I was offered my Vanquis card and it arrived quickly. I have used it several times and everything has gone through easily. This is my favourite card and my son also has a Vanquis card. Reviewed on: 9th July 2025

Really would recommend 5*

5
Great service, great and easy to use app, very good communication and always offering ways to save money Reviewed on: 9th July 2025

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