Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Fantastic overall service.

5
Fantastic overall service. The app is very user friendly and the customer service team are very very helpful. Highly recommend! Reviewed on: 9th July 2025

Good very good join every one this card

5
Good very good join every one this card Reviewed on: 9th July 2025

I had a Wonderful experience with Vanquis

5
I had a Wonderful experience with Vanquis Reviewed on: 9th July 2025

Excellent Service at all times

5
Never had a problem, and have been with them for years now. Excellent service, even with a loan I also had. Good card for building your credit ratings. Reviewed on: 9th July 2025

Has been satisfactory.

5
Has been satisfactory. Great experience. Reviewed on: 9th July 2025

It’s a win win !

5
I appreciate being given a chance, to have a credit card which helps build towards a better credit rating. Today’s cost of living does require a little boost during difficult patches, to help get through those ‘rainy day’ moments in life. The APP is very user friendly which helps with monitoring spends and keeping track of balances. With good customer service, it’s a win win. Reviewed on: 9th July 2025

Never had a problem

5
Never had a problem all been good so far and I’ve had this a fair few years now Reviewed on: 9th July 2025

It is so easy to keep track of my spending as it sho...

5
It is so easy to keep track of my spending as it shows everything in the app, and they offer great deals of transfer etc Reviewed on: 9th July 2025

Brilliant card helped me loads.

5
Brilliant card helped me loads.... Reviewed on: 9th July 2025

Review the Vancues card

5
Very good credit card,and excellent customer services……..!!!!! Reviewed on: 9th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products