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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great customer service

5
Easy to use app, customer service is fantastic have helped me out when in financial trouble by waving late charges and moving dates for minimum payments to help me out. Always kept up to date about changes. Reviewed on: 9th July 2025

Fantastic company

5
fantastic experience so far, I have not been with the company long but there are completely transparent and appear to be a well established and professional company Reviewed on: 9th July 2025

Smooth and easy

5
Very smooth and easy to apply. All information sent out quickly compared to other lenders Reviewed on: 9th July 2025

Help after bankruptcy

5
Was advised to get a Vanquis card as needed to declare bankruptcy even though it wasn’t my fault. They were very fast with helping me and aided my banking score Reviewed on: 9th July 2025

great service, accepted when needed the most

5
great service, accepted when needed the most Reviewed on: 9th July 2025

It was handy at a time I needed it.

4
It was handy at a time I needed it. Reviewed on: 9th July 2025

Great company and excellent service

5
Great company and excellent service Reviewed on: 9th July 2025

Good experience

5
It has been a good start as fairly easy to activate your card and app is simple to use would recommend it to friends and family Reviewed on: 9th July 2025

Great sevice good customer care.

5
Great sevice good customer care.. Reviewed on: 9th July 2025

Excellent service, Easy to use online App.

5
Excellent service, Easy to use online App. Flexible service they offer. Highly recommend to my family and friends. Reviewed on: 9th July 2025

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