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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis really supported me through lockdown and are...

5
Vanquis really supported me through lockdown and are great company Reviewed on: 3rd May 2024

always there to help and very friendly .

5
always there to help and very friendly . nothing to much trouble . vanquish thats like the name have trouble and they vanish with vamquis Reviewed on: 3rd May 2024

An excellent card for what I needed

5
I can really only give an excellent rating for customer services as all I have had to phone for is a replacement card due to tap not working but this was dealt with an efficient manor Reviewed on: 3rd May 2024

Excellent

5
Never had an issue with Vanquis any queries always dealt with fast nd efficiently. Reviewed on: 3rd May 2024

Easy to use no hassle you don't get any harassment.

5
Easy to use no hassle Reviewed on: 3rd May 2024

Always very helpful if you need advice etc

5
Always very helpful if you need advice etc Reviewed on: 3rd May 2024

I have an account and have been using the services o...

5
I have an account and have been using the services of Vanquis since 2020. During the pandemic, we were in a difficult phase and I had to use their services and I have been very satisfied with them for 4 years now. Reviewed on: 3rd May 2024

Good service excellent rate.

5
Good service excellent rate. Happy to use in future as well Reviewed on: 3rd May 2024

Good way to build credit score

5
Using this card and paying by direct debit each month the minimum amount .Then I can also pay in any extra i want to online at anytime .The app is so easy to use to keep an eye on your spending .Keeping spending to a quarter or less of my allowance each month has really built up my credit score. Reviewed on: 3rd May 2024

I have used Vanquis to build my credit score for yea...

5
I have used Vanquis to build my credit score for years now and they are the best at providing a great experience for customers Reviewed on: 3rd May 2024

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