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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very reliable whenever I need it

5
Very reliable whenever I need it Reviewed on: 2nd May 2024

The app is easy to use , the customer service team i...

5
The app is easy to use , the customer service team is prompt Reviewed on: 2nd May 2024

Great experience

5
Vanquis gave me the ability to start a fresh Reviewed on: 2nd May 2024

I would really recommend it’s really helpful

4
I would really recommend it’s really helpful Reviewed on: 2nd May 2024

Just excellent service all round the credit I have i...

5
Just excellent service all round the credit I have is just right for me Reviewed on: 2nd May 2024

Easy to apply and very fast received

5
Easy to apply and very fast received Reviewed on: 2nd May 2024

Great customer service, great usage of app

5
Great customer service, great usage of app Reviewed on: 2nd May 2024

Helped me get my credit sorted!

4
Many years back, I got myself into some debt and was offered bankruptcy, but decided on a debt management plan instead My credit score got into double figures, was terrible. Vanquis credit building card was one of the only few that accepted me, and over the years my credit score has improved massively. They are not the single reason for this, but helped me a lot, so thank you. Reviewed on: 2nd May 2024

Great customer service and like the app

5
Great customer service and like the app Reviewed on: 2nd May 2024

Your app is easy to use and navigate through.

4
Your app is easy to use and navigate through. Reviewed on: 2nd May 2024

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