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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Customer service representatives are always very ple...

5
Customer service representatives are always very pleasant and professional, sort any problems as soon as they can Reviewed on: 2nd May 2024

Pay on time never had any problems

5
Pay on time never had any problems Reviewed on: 2nd May 2024

I like vanquis app and all notifications safe shoppi...

4
I like vanquis app and all notifications safe shopping online Reviewed on: 2nd May 2024

Great card to repair credit.

5
Great card to repair credit. Works great and decent credit limits Reviewed on: 2nd May 2024

great credit card

4
i am very satisfied. the card and app works very well for me Reviewed on: 2nd May 2024

I had a bit trouble sorting loan out because I got i...

5
I had a bit trouble sorting loan out because I got it for my career, everyone I spoke too was very understanding and helpful it's been the best thing I ever did. I paid it off quickly and they said I could get some money back Reviewed on: 2nd May 2024

Really clear

5
Really clear about what you are getting and how you can repay Reviewed on: 2nd May 2024

Great for helping to build up your credit score

5
Great for helping to build up your credit score Reviewed on: 2nd May 2024

Having struggled to get credit vanquis gave us a cha...

5
Having struggled to get credit vanquis gave us a chance easy to use app and customer service is excellent very happy with Vanquis Reviewed on: 2nd May 2024

Nightmare communicating with Vanquis.

1
Nightmare communicating with Vanquis. No concept of customer care. A horrible experience for customers who are the so called life blood of that company! Reviewed on: 2nd May 2024

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