Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

My experience could be better, as the interest rate...

4
My experience could be better, as the interest rate is a bit higher Reviewed on: 2nd May 2024

A great starter card

4
I can't complain, every time I've had to contact the team I've been very well looked after and the problem has been resolved quickly. In general, compared to other credit card companies, the balance weighs more positively in favour of Vanquis. They could be a little more competitive in the rates they charge, they're not the cheapest on the market but they're not the most expensive either. Reviewed on: 2nd May 2024

Vanquis have been brilliant, really helpful and I wo...

5
Vanquis have been brilliant, really helpful and I would recommend them as a credit card company to anyone. I have been been with a few other companies but Vanquis are always sending information and when I have phoned about something the staff are always friendly and polite. Reviewed on: 2nd May 2024

Well run customer service is good?

5
Well run customer service is good? Nothing is a problem easy to use Reviewed on: 2nd May 2024

I had a vanquis card for almost a year and never had...

5
I had a vanquis card for almost a year and never had any issues with it and customer care is excellent in a year I only contacted one's and that's because I wanted to other than that is best service and good response thank you so much all vanquis family and team members Reviewed on: 2nd May 2024

Im happy Vanquis credit Building

5
Im happy Vanquis credit Building Reviewed on: 2nd May 2024

Excellent friendly advisors willing to help with any...

1
Excellent friendly advisors willing to help with anything they can Reviewed on: 2nd May 2024

Great for your credit score!

4
I think Vanquis is excellent to improve your credit score and keep a track of your finances. Reviewed on: 2nd May 2024

My Vanquish experience

5
Customer services are friendly,professional and polite . With the app, everything you want or need is at your finger tips, making payments or setting up a minimum payment each month is a breeze. I find the interest rates with credit cards or their loans are at a competitive rate Reviewed on: 2nd May 2024

Been a vanquis customer for many years now and ha...

5
Been a vanquis customer for many years now and have had no issues. They are a very responsible credit lender setting limits responsibly. Customer services are great as well. Their app is good as well.Overall communication is excellent. Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.77 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products