Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Vanquis is good to use and it’s helpful

5
Vanquis is good to use and it’s helpful Reviewed on: 2nd May 2024

Well done

5
Great service can’t fault it . Best credit card I’ve ever had . Reviewed on: 2nd May 2024

They give you a sensible credit limit.

5
They give you a sensible credit limit. The app on your phone is straightforward and easy to use back payment of your bill straight forward and when you have to speak to the staff for any reason they are understanding and very helpful. Reviewed on: 2nd May 2024

Great company

5
Great company great customer service there when you need them rates low easy to manage payments and can increase or decrease limit Reviewed on: 2nd May 2024

Easy to access.

5
Easy to access. Easy to make payments. Reviewed on: 2nd May 2024

were very helpful with helping me and explaining how...

5
were very helpful with helping me and explaining how to keep in credit Reviewed on: 2nd May 2024

Good card to have.

5
Good card to have. Good customer service and easy to use. Reviewed on: 2nd May 2024

Straightforward credit card, no issues

4
Straightforward credit card, no issues Reviewed on: 2nd May 2024

Customer friendly app

5
Easy to apply and easy to pay. App is very easy to use. Clear to understand. Never had any problems with Vanquis Reviewed on: 2nd May 2024

Great credit building card!

5
I have been with vanquis for a while now, being my first credit card after paying for my IVA and wanting to build my credit rating again. I have never had any issues. Everything sent out to me is very clear, and the app makes keeping track of money easy! I would highly recommend vanquis for anyone trying to build credit, mine has definitely worked. Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.77 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products