Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

I had to freeze my account due to personal reasons a...

5
I had to freeze my account due to personal reasons and they were so helpful and sympathetic and kept checking i was ok! Reviewed on: 2nd May 2024

Vanquis are always polite at resolving any...

5
Vanquis are always polite and quick at resolving any queries you may have. The rates and credit limit are fair and I would highly recommend. Reviewed on: 2nd May 2024

Vital financial help when you need it most

5
Many years ago when I had financial troubles, Vanquis was there to help get me back on track. With their help I got back my credit rating cleared my debts and gained a credit rating of excellent. There when needed! Reviewed on: 2nd May 2024

Excellent service.

5
Excellent service. Had a problem with an unknown payment. They dealt with it professionally and promptly. Absolutely fantastic credit card and bank company Reviewed on: 2nd May 2024

A everyday life and use easy to pay bank on the app...

5
A everyday life and use easy to pay bank on the app or post office Reviewed on: 2nd May 2024

It as all been good even with a fraudulent clam they...

5
It as all been good even with a fraudulent clam they sorted it all out for me Reviewed on: 2nd May 2024

It is there when you desperate but it will drown you

4
Ale rates are killing my budget. Reviewed on: 2nd May 2024

Good Customer Service

5
I know you can call at anytime and their advisors are very helpful Reviewed on: 2nd May 2024

An uncomplicated choice, highly recommend

5
Client support is second to none, clear and concise. They have come a long way with their technology also. The app is super easy to work around and makes payments. Reviewed on: 2nd May 2024

Great card

5
I got the credit card for emergencies and also to bump up my credit score and it has helped so much with both! Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.77 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products