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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

great all throughout my account with you

great all throughout my account with you Reviewed on: 9th July 2025

The website is useless its all geared for people wit...

The website is useless its all geared for people with mobiles. Its the worst I have ever seen. Reviewed on: 9th July 2025

I am happy with the service so far

I am happy with the service so far. Customer service is quick and the app itself is easy to navigate. Reviewed on: 9th July 2025

Satisfied customer

My experience with Vanquis has been very well, it is simple and very efficient. It's clear and allows me to navigate easily without any issues. Also keeps me updated for minimum payments and recent payments. Reviewed on: 9th July 2025

Credit ratings

Vanquis helped me when I could not get credit and now my credit rating has shot up. Reviewed on: 9th July 2025

Very helpful very easy to access account not hard to...

Very helpful very easy to access account not hard to set up so thay have thought it all though so it is less stressful so really appreciate Reviewed on: 9th July 2025

Great customer service, very reliable

Great customer service, very reliable Reviewed on: 9th July 2025

Contented Customer

I've been with Vanquish for some years now and the flexibility in credit is fantastic up to you what you want to set limit at and always accessible when required Reviewed on: 9th July 2025

I enjoy using my card and the customer service l hav...

I enjoy using my card and the customer service l have received so fat is good Reviewed on: 9th July 2025

Helped me build my credit from scratch

I got the Vanquis Credit Card to improve my credit score, and I honestly couldn’t be happier with how it’s worked out. My credit history wasn’t great to begin with, but Vanquis gave me a chance when others wouldn’t. The app is really easy to use, I get reminders before payments are due, and the customer service has been great whenever I’ve had questions. What I really appreciate is that they started me on a manageable limit and increased it gradually over time as I showed I could handle it responsibly. In just a few months, I’ve already seen a big improvement in my credit score. If you’re looking to build or rebuild your credit, this card could really help you like it helped me. Reviewed on: 9th July 2025

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