Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

View other Vanquis products

4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

Easy to sort, great product

Easy to sort great product xxxxxxx Reviewed on: 9th July 2025

Never had any problems easy to contact etc any quer...

Never had any problems easy to contact etc any queries dealt with efficiently and quick the app is very good and easy to use Reviewed on: 9th July 2025

Vanquis Customer Services

Whenever I have spoken to anyone in Vanquis they have always been very friendly, helpful and you always get the answer that you are after Reviewed on: 9th July 2025

Good credit building card but would be better, if th...

Good credit building card but would be better, if they automatically be given more options for alternatives / better rates when your rating improves. Reviewed on: 9th July 2025

Easy to apply.

Easy to apply. You get an answer straight away. Reviewed on: 9th July 2025

Fantastic Company

It was easy signing up, not too much hassle. I was able to provide as much information as possible which was good enough for me to go to the next stage. From there I began to research more about Vanquis and I saw what they had to offer and I was intrigued by it. I am looking forward to seeing what they can do for me Reviewed on: 9th July 2025

My experience of vanquish

I’ve been using vanquish for over 5 years, and overall the experience received has always been excellent, the only negative thing is the interest rates are slightly higher than other credit card services Reviewed on: 9th July 2025

My Go-To Credit Card for Over a Decade

I've been a Vanquis cardholder for the past 13 years, and I can confidently say it's been a reliable and hassle-free experience throughout. The card has helped me build and maintain a strong credit history, and I've never encountered any issues with customer service, billing, or usage. It's a great option for anyone looking to improve their credit score with a trustworthy provider. Highly recommended! Reviewed on: 9th July 2025

Great app

Great app, very helpful. Great customer service Reviewed on: 9th July 2025

Perfect opportunities

It gives me the opportunity to make easy payments and I use it with pleasure. Reviewed on: 9th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Builder
from Chime 0.00 from 0 reviews
Overpay
from Incredible 4.60 from 5 reviews
Classic Credit Card
from Bank of Ireland 3.37 from 6 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub