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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Straight forward customer service team, Very user fr...

Straight forward customer service team, Very user freindly app, supports Apple Pay, what more could you ask for and also decent Apr Reviewed on: 9th July 2025

Bad times

They help me through bad times when I was back and for hospital for several operations and unable to pay Vanquis were very understanding and was able to help me Reviewed on: 9th July 2025

Very good company it’s helped me get my finances bac...

Very good company it’s helped me get my finances back on track definitely recommend customer service is top thanks if your looking to build up your credit this is a must have card thanks Vanquis Reviewed on: 9th July 2025

Vanquis is great

Never had an issue with the company, was able to up my credit limit easily when given option and when I lost my card I was able to freeze it quickly through the app and get a new one. Also any time I’ve had to deal with customer service It has been great Reviewed on: 9th July 2025

Rewarding for new and existing customers

My experience has always been fantastic with Vanquis - I've had minimal customer service interactions as a result. As a customer, the last thing you want is to be stuck on hold, trying to fix problems. But the app is seamless and troubleshoots so many issues without the need for additional input. Balance transfers are completed incredibly quickly and they constantly have offers on to save you finances and not just as an initial opening offer. It's nice to have a company who rewards it current customer base. Reviewed on: 9th July 2025

Vanquis has helped me out with my credit score

Vanquis has helped me out with my credit score Reviewed on: 9th July 2025

Excellent card to build credit

Always willing to help customers, easy card to manage, good credit limit increases over the years. Reviewed on: 9th July 2025

Hustle free

I've not had any issues with them whatsoever and they keep me updated with any upcoming changes to my account Reviewed on: 9th July 2025

Very friendly member of staff how explained well jus...

Very friendly member of staff how explained well just really helpful don’t feel nervous about ringing up and asking questions Reviewed on: 9th July 2025

Awful, just a stunning waste of time.

Awful, just a stunning waste of time. A horror show of biblical proportions, The greatest joke was they asked me to leave this review. Whatever you do, do not ever use these people Reviewed on: 9th July 2025

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