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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very easy to fill out the application and no mucking...

5
Very easy to fill out the application and no mucking about at all. Very impressed with everything and definitely value for money.Would definitely recommend to friends and family. Reviewed on: 9th July 2025

Its good service and good interface we can earn from...

5
Its good service and good interface we can earn from referral Reviewed on: 9th July 2025

Excellent service!

5
Excellent service during the application process. Was kept up to date regularly to inform me of next steps. Reviewed on: 9th July 2025

Fast , fair, always there. Vanquis

5
Vanquis had my back when I needed it most. With fair rates and reliable support, it’s my go-to backup when cash flow slows down — like a financial friend that never flakes. Reviewed on: 9th July 2025

Great customer service

5
When speaking to someone regarding my account everyone has been friendly and very helpful. Reviewed on: 9th July 2025

Good and easy

5
It’s really good, easy to use. I will suggest my friends and family Reviewed on: 9th July 2025

Great Bank

5
Great communication and always update about offers and charges. Reviewed on: 9th July 2025

Always been professional and pleasant with the service!

5
Always been professional and pleasant with the service! Reviewed on: 9th July 2025

Easy to use app and good customer service.

5
Easy to use app and good customer service. Reviewed on: 9th July 2025

Vanquis is really easy to navigate to apply for cred...

5
Vanquis is really easy to navigate to apply for credit and is clear in how much the credit is likely to cost. The app is straight forward and easy to access and has all relevant information needed to stay on top of your account. You also recieve tailored offers based on how well you use the credit and how responsible you are in ensuring credit card is paid etc. Would definitely recommend. Reviewed on: 9th July 2025

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