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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Fantastic for improving your credit score

5
It's hard to improve your credit rating if companies won't give you credit. Vanquis are fantastic for improving your credit score. I am very happy, and would recommend their card to anyone with poor credit Reviewed on: 9th July 2025

Great for building credit score

5
I got a vanquis card to assist in re-building my credit score and within 2 months of using this it is right back up. Really happy with how quick and easy the whole process was for joining also. Reviewed on: 9th July 2025

Great customer service

5
Vanquis is a good choice to make when needing an easy application process and to build up your credit score. My experience with their customer service has always been positive and has been prompt. Very happy with the company Reviewed on: 9th July 2025

Very easy to set up and use, app makes things very e...

5
Very easy to set up and use, app makes things very easy Reviewed on: 9th July 2025

Great service Good app and online security

5
Great service Good app and online security Reviewed on: 9th July 2025

Lots of offer and good rates of interest.

5
Lots of offer and good rates of interest. Good communication. I've never had a problem with my credit card. Reviewed on: 9th July 2025

No fuss application, great app to manage account & g...

5
No fuss application, great app to manage account & great credit builder Reviewed on: 9th July 2025

Helpful staff

5
I have found Vanquis very helpful if you have a problem with a purchase that has been made. Reviewed on: 9th July 2025

Very happy Vanquis

4
Never had any problems very understanding and a good go to approach problem solvers and the app is so easy to set up and use very very happy with Vanquis Reviewed on: 9th July 2025

I have always had a great experience with vanquis an...

5
I have always had a great experience with vanquis and have never had a bad word against them experience Reviewed on: 9th July 2025

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