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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I Like the App, it's very useful

I Like the App, it's very useful Reviewed on: 2nd May 2024

Great credit card service!

I've been with Vanquis for approx six years and they're great. Highly recommended. Reviewed on: 2nd May 2024

Happy with communications great company

Happy with communications from the company and also like how easy the app is to use Reviewed on: 2nd May 2024

Service is good , but interest rate is too high so i...

Service is good , but interest rate is too high so it is difficult to spend Lots of money .If the interest rate was line with other banks then their would be more appetite to spend Reviewed on: 2nd May 2024

very friendly

I had to contact them overall lost card very friendly and efficient staff, the app is easy to use and understand. Overall very pleased with Reviewed on: 2nd May 2024

Good customer care and communication.

Good customer care and communication. very meticulous with the process of loan or credit card rendering. Reviewed on: 2nd May 2024

Customer service overall is great but the additional...

Customer service overall is great but the additional costs (transaction fees) along with the monthly interest make paying for the card long and very difficult. Fortunately I'm in a position to pay at least the minimum fee monthly with this additional charge. When I ask about it I'm told by customer service 'not to use the card so much'. That said, when I was going through a very difficult time financially, vanquis put their trust in me and gave me a chance where no one else would. Reviewed on: 2nd May 2024

Very easy, very good, very helpful.

Very easy, very good, very helpful. Thank you. Reviewed on: 2nd May 2024

Great experience

Vanquis gave me a credit card when my credit rating was low which helped me to get back on my feet. I've now been able to pay back the money I spent on my card and the future looks much brighter. Reviewed on: 2nd May 2024

Worth it for credit building

Never had any issues. App is good. Easy to deal with Reviewed on: 2nd May 2024

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