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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.79 (19912 reviews)

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4.79

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Not had any issues.

Not had any issues. Apr is a little high tho Reviewed on: 2nd May 2024

Easy, simple, effective.

Easy, simple, effective. It all just works as you expect it to. Reviewed on: 2nd May 2024

Card rating

Excellent all round service and very secure Reviewed on: 2nd May 2024

Gold Star Service

I suffer with my mental health which makes managing the little things in life very difficult. Vanquis were able to freeze my interest for 3 years which allowed me to pay back the bulk of what I owed giving me a little more financial freedom. Reviewed on: 2nd May 2024

Everytime I wanted credit, I knew I could rely on Va...

Everytime I wanted credit, I knew I could rely on Vanquis for payments. Reviewed on: 2nd May 2024

Hassle free credit

I've never had cause to raise an issue with them. Any changes I've needed to make have been done in the app and they have offered clear guidance at every stage too. Reviewed on: 2nd May 2024

The perfect card for me

When I use my card, I get a message straight away to say it's been used. You get reminders if you are near your balance. It's a perfect card for me. Reviewed on: 2nd May 2024

Outstanding Company

Vanquis app always works and I can keep a daily check on my spending which is great. Reviewed on: 2nd May 2024

Easy and Friendly

The decision was quick and easy to obtain. The card and pin came exactly when expected and all instructions were easy to understand. Reviewed on: 2nd May 2024

The card is so easy to use and paying we’re you can...

The card is so easy to use and paying we’re you can pay and pay more later in the month Reviewed on: 2nd May 2024

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