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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excellent communication , support if needed and remi...

Excellent communication , support if needed and reminders . I have been with Vanquis for many years , after experiencing some bad credit that I experienced during a previous relationship . Being able to have a credit card and improve my credit rating helped so much . I love the app that I use to make payments. The app is very quick and easy to use . I receive text messages and emails to remind me to make a payment , which I find very useful . Thank you Reviewed on: 2nd May 2024

Good . .Nice

Good . Very good. . Ezy to work Reviewed on: 2nd May 2024

Vanquis are very good with their service.

Vanquis are very good with their service. No hidden charges. U get what you see Reviewed on: 2nd May 2024

Good card for what it's designed for

Card was fine, used it to build credit before applying for a card with more benefits. The app is great and easy to use, I can speak much about the CS experience as I never really needed to use it. Interest rates are on the high side and would be nice if the card offered more benefits. Could also be an idea to offer a card to users who have proven good usage that offers a higher limit, more benefits and cheaper rates, as currently once peoples credit has improved it's unlikely that they will stay with Vanquis for the reasons above. Reviewed on: 2nd May 2024

My experience with Vanquis has been brilliant.

My experience with Vanquis has been brilliant. Reviewed on: 2nd May 2024

The mobile app is very easy to use.

The mobile app is very easy to use. Reviewed on: 2nd May 2024

Great service with fair policy

Have been a vanquis customer for for a good few years my experience of dealing with them has been exceptional going all the way to work with you so you have the right credit limit that's affordable for the individual always keeping you informed and updated on your account Reviewed on: 2nd May 2024

The Vanquis credit service is smooth simple.

The Vanquis credit service is smooth and simple. The app is easy to use and very clear. Also credit breakdowns are given and payment reminders are there so that payments are not missed Reviewed on: 2nd May 2024

Fantastic company to deal with!!

Fantastic company to deal with, wish I had of found them sooner for my credit card requirements. Excellent customer service when required. Easy off use with the app. Highly recommend to all Reviewed on: 2nd May 2024

Best credit card I have had customer service is exce...

Best credit card I have had customer service is excellent people you deal with are top of their game had a issue with something I bought of internet got ripped off Vanquis fraud department was on it like a flash got my money back and got company to back out fraudulent agreement Reviewed on: 2nd May 2024

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