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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Never had any problem with vanquis

5
Never had any problem with vanquis Reviewed on: 2nd May 2024

Honest and clear no complaints.

5
Honest and clear no complaints. Very happy with the service Reviewed on: 2nd May 2024

Good card good customer service easy to use

5
Good card good customer service easy to use Reviewed on: 2nd May 2024

Vanquis has been a great card issuer

5
Vanquis has been a great issuer that helped me getting out of a financially not so great period, they have been very understanding when it comes to the burden that the current economic situation can put on you. Overall great experience Reviewed on: 2nd May 2024

Life saver Vanquis.

5
It helps me a lot, didn’t give me any trouble. Vanquis is a life saver for me. Notifies on time which helps to manage money and not loosing credit score. Reviewed on: 2nd May 2024

Some can be helpful and some can be helpful it depen...

3
Some can be helpful and some can be helpful it depend who you talk with Reviewed on: 2nd May 2024

Good .It’s ok for me.

5
I’m very happy . it helped me a lot Reviewed on: 2nd May 2024

Unethical

3
When I started my credit score was low. Now it is perfect. You only increase interest rates. Never lower them. Reviewed on: 2nd May 2024

Very helpful staff and polite and the app so easy an...

5
Very helpful staff and polite and the app so easy and quick to pay Reviewed on: 2nd May 2024

It's vantastic

5
Vanquis is ideal for personal view, helps with vacation flights hotels etc all the time helping with credit capabilities, it's vantatastic Reviewed on: 2nd May 2024

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